Monday Morning Quote: Changes

We have heard it all before but it is a good time for a reminder. 

I discovered I always have choices and sometimes it’s only a choice of attitude. ~ Anonymous 

Monday Morning Quote: Changes

First, I apologize for not sending out MMQ for the past 3 or 4 weeks. I am back on the wagon and know that you will find this message, one that will resinate with you. 

We all go through major changes through out our lifetime. Some harder than others. This was sent out at my office, found by an agent who so graciously shared it. The suggestion to me is one  that I will pass on to you. That is, to take a couple of minutes, read and digest this beautiful message. 

  “I’ve learned that no matter what happens, or how bad it seems today, life does go on, and it will be better tomorrow.  I’ve learned that you can tell a lot about a person by the way he/she handles these three things:  a rainy day, lost luggage and tangled Christmas tree lights.  I’ve learned that regardless of your relationship with your parents, you’ll miss them when they’re gone from your life.  I’ve learned that making a “living” is not the same thing as making a “life”. I’ve learned that life sometimes gives you a second chance.  I’ve learned that you shouldn’t go through life with a catcher’s mitt on both hands; you need to be able to throw something back.  I’ve learned that whenever I decide something with an open heart, I usually make the right decision.  I’ve learned that even when I have pains, I don’t have to be one.  I’ve learned that every day you should reach out and touch someone.  People love a warm hug, or just a friendly pat on the back.  I’ve learned that I still have a lot to learn.  I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.”

Homeowners allowed to use $8000 tax credit as a Down Payment!

 

Realtor.org publishes article on announcement from HUD Secretary of new and important changes! In efforts to further stabilize the economy, this change will allow buyers to access the, up to $8000 tax credit, funds immediately at the closing table. 

Read the full article Here

Martin Matsumura of Select Lending made a insightful comment that ‘without a doubt, it will take some  time for the lenders to digest this information and figure out how to underwrite the files, update their software systems and train their staff.’ However, the process is in motion and updates will be coming. 

This means not only will First Time Home buyers have a $8000 tax incentive, low interest rates, plenty of inventory to choose from and excellent prices… That $8000 may just cover your 3.5% down payment on a FHA loan! 

Dixie Jean $305k Already gone PENDING!

Good Article from Redbook Mag – 10 good things about our bad economy

I read this article last week and thought it would be a worth while article to share with you. 

I have definitely has implemented some of these strategies myself and have enjoyed the the challenges and rewards that they have brought. I particularly like #1,2 & 5. 

Would love to hear if you relate to any of these ‘good things’ yourselves. 

10 GOOD THINGS ABOUT OUR BAD ECONOMY

Brokers Tour: Dixie Jean Condo

Dixie Jean condominiums are located in the popular alphabet district in NW Portland, on the corner of Overton & 24th. 

Built in 1949 with a complete remodel finished 2 years back. The complex consists of 6 updated units with original charm. 

2406 NW Overton St. Unit 1                                              List Price: $305,000

817 SF  |  1bd/1ba  |  1949 Remodeled  |  Taxes: $3202  |  HOA: $196/mo

Very charming one bedroom remodeled with high end finishes and appliances. Unit makes great use of the space and feels very homey. Classic hardwood floors, custom blinds and rare one car garage and storage unit included. Great location.

Finding “Best Buy” properties! HomePath Financing

I would say that 80% of the homes listed under $200k in Vancouver are either short sale or bank owned properties. In the listing comments, I was seeing that homes were eligible for The HomePath Financing Program. I was not familiar with it but now I have the scoop, compliments of Mike Popnoe of Strategy 7. Definitely worth taking a look at for both owner occupiers’ and investors in Vancouver and/or Portland.

Here are the basics of the program: 

 

• 95% Financing for Primary Homes
  
• 90% Financing for Investment and Second Homes
  
• No Mortgage Insurance
  
• No appraisal Required
  
• 6% seller concessions allowed
  

This is amazing deal! This offer is eligible for certain properties that are Fannie Mae owned. Click here to start your search on the HomePath website. 

If you locate a property you will first, want to speak to your trusted mortgage broker to confirm the property is in the system and eligible. Second, call me to make an appointment to view the inside. 

If you are in need of a mortgage broker, I highly recommend Mike Popnoe. Here is his contact information, or call me with further questions. 

Mike Popnoe  |  P: 503-448-1818  |  mike@strat-e-gy7.com  | www.strat-e-gy7.com

 

 

 

Monday Morning Quote: Play Like Your Behind

“If you want to stay ahead, play like your behind.” – old saying in sports

 

Why does this work? We all know how this looks in the sports world. Some teams may not play with such urgency at the start of the 1st quarter, 1st round, 1st inning but as the time gets closer to the wire, the motivation and desire may kick in and the intensity heightens. Hopefully bringing incredible results that amount to a win. But how much better off could they be if they play like that at the start. What kind of results would incur?

At work, isn’t it amazing what we can get done in such a short period of time when we are getting ready to leave for vacation or some time off? We have a goal. We have desire and motivation to work harder to get faster results. If we play like we are behind, we will stay ahead of others. Think about the mental and emotional peace that could come from putting yourself in that position.

Brokers Tour: Edge Lofts

The Edge Lofts are located on the corner of Kearney & 14th. Perhaps more recognizable by the popular R.E.I. store on the first few floors. The lofts occupy floors 6 through 11. Edge is known for the very modern look inside, secure entry, floor to ceiling windows and incredible views. 

Edge Lofts were completed in ‘04 by Carrol/Aspen, the same developers who finished Elizabeth, Chown Pella, McKensie and The Gregory in the Pearl. It is 1 of 3 buildings that are LEED GOLD certified. 

There are currently 9 ACTIVE listings in the Edge. Prices ranging between $220k – 684k. Size of the units listed run between 850sf -1727sf. 

On tour:

1410 NW Kearney ST. Unit 927                                    Listing Price $635,000

 

This unit is located on the SE corner of the building. Facing away from the freeway and looking East. Great, panoramic views of city life and the 2 mountains. Floor to ceiling windows with still enough space for your art collection. The loft has great open floor plan for personal preference in the layout. It can be easily divided or left open. Also comes with plenty of storage space along with a separate room. 

SF: 1727  |  2bd/2ba  |  1 Parking space | Taxes: $8332  | HOA’s: $550/month

For more information on Edge Loft listings email me at René@Hasson.com.

Monday Morning Quote: Smarter & Harder

 

 

When we are no longer able to change a situation, we are challenged to change ourselves. – Victor Frankl

 

 

As much as we all like to get our way, there are many circumstances that out of our control. When things are in our favor we don’t seem to complain, however when the tables turn and we start getting uncomfortable, whether on a corporate level or individual it is time to get reflective. 

In the words of Gary Keller ” …it is time to roll up your sleeves and for everyone around you to do the same. It’s time to work both smarter and harder. It’s time to evaluate which resources and services must stay or go. It’s time to consider effectiveness and efficiency as tools of necessity. It’s time to see what bang you can get for the bucks you’ve got.”

Companies all over are ‘rolling up their sleeves’ right now. If they don’t take drastic action, their ’life’ could be short lived. What about us? Could our ‘life’, career, financial situation, be short lived also if we don’t take immediate action?

Instead of focusing on what we can not control, lets look for areas that we can change ourselves. Evaluate and upgrade. Can we be more efficient with our money? Be more cost effective. Eat out less, make lunch, make coffee at home? Search for those hidden fees.

Do we have to play by the corporate rules? Can we control our  attitude about our work? Is our company making a physical move? How is our attitude and openness about doing what is best for the company.

Are there big changes happening in our personal life? Can we look at these as an opportunity to challenge ourselves and grow. There is a phrase… “to grow, let go.”  Are there people in our life that harm more than help us? 

Now is the time to get real. Get serious and look intently at our situations. Work with what we ourselves can control and be adaptable.